<rss xmlns:content="http://purl.org/rss/1.0/modules/content/" version="2.0" xmlns:media="http://search.yahoo.com/mrss/"><channel><id>UL17cPfKOTbTdmVfpK2O</id><title>Bratu Capital</title><description>RSS feed of blogs published with Bratu Capital</description><language/><lastBuildDate>2026-05-14T12:03:33.688Z</lastBuildDate><copyright>Copyright (c) 2026 Bratu Capital, Inc. All Rights Reserved.</copyright><link>https://bratucapital.com/</link><image><title>Bratu Capital</title><link>https://bratucapital.com/</link><url>https://msgsndr-private.storage.googleapis.com/locationPhotos/abab7763-b708-4c9e-9596-4756a87d35c8.png</url></image><item><title>Kevin Warsh as Fed Chair: What Expats Must Know About the Dollar</title><link>https://bratucapital.com/post/warsh-fed-chair-dollar-expat-currency-pension-2026</link><guid>https://bratucapital.com/post/warsh-fed-chair-dollar-expat-currency-pension-2026</guid><description><![CDATA[Warsh replaces Powell as Fed chair with a more hawkish stance. For European expats in Southeast Asia, the USD impact on MYR, pensions, and cash is immediate.]]></description><pubDate>2026-05-14T00:00:00.000Z</pubDate><category>FX</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/45b809f0-33ea-42fc-9d4d-cac80483ee83.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/45b809f0-33ea-42fc-9d4d-cac80483ee83.png" type="image/png"/></item><item><title>Trump-Xi Summit 2026: Implications for Expat Portfolios in Asia</title><link>https://bratucapital.com/post/trump-xi-beijing-summit-expat-portfolio-implications-2026</link><guid>https://bratucapital.com/post/trump-xi-beijing-summit-expat-portfolio-implications-2026</guid><description><![CDATA[Trump meets Xi in Beijing May 14-15. A successful deal would be the biggest risk-on catalyst of 2026. Here is what expat investors in Asia need to consider now.]]></description><pubDate>2026-05-14T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/05c9ef2c-3b2c-460b-9108-5000dd64c27f.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/05c9ef2c-3b2c-460b-9108-5000dd64c27f.png" type="image/png"/></item><item><title>Malaysia Property Stamp Duty for Expats: The 8% Reality in 2026</title><link>https://bratucapital.com/post/malaysia-8-percent-stamp-duty-foreigners-2026</link><guid>https://bratucapital.com/post/malaysia-8-percent-stamp-duty-foreigners-2026</guid><description><![CDATA[Malaysia raised foreign property stamp duty from 4% to 8% in January 2026. For expats buying in KL or Johor, here is what that adds to your purchase cost.]]></description><pubDate>2026-05-14T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/bb673d49-419d-407a-801f-72ca436a2f8b.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/bb673d49-419d-407a-801f-72ca436a2f8b.png" type="image/png"/></item><item><title>GBP Slides Toward $1.35: What UK Pension Clients Abroad Must Do Now</title><link>https://bratucapital.com/post/gbp-weakness-uk-pension-clients-southeast-asia-2026</link><guid>https://bratucapital.com/post/gbp-weakness-uk-pension-clients-southeast-asia-2026</guid><description><![CDATA[Sterling fell to 1.3519 against the dollar as UK political turmoil deepens. European expats drawing UK pension income in MYR need a plan now, not later.]]></description><pubDate>2026-05-13T00:00:00.000Z</pubDate><category>FX</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/32ff56e1-f69e-4062-b343-777ed4fb16ea.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/32ff56e1-f69e-4062-b343-777ed4fb16ea.png" type="image/png"/></item><item><title>Trump-Xi Summit Tomorrow: What Expat Portfolios in Malaysia and Singapore Must Watch</title><link>https://bratucapital.com/post/trump-xi-summit-expat-portfolio-myr-sgd-2026</link><guid>https://bratucapital.com/post/trump-xi-summit-expat-portfolio-myr-sgd-2026</guid><description><![CDATA[The Trump-Xi summit in Beijing (May 14-15) is the nearest-term binary event for MYR, SGD, and EM equities. Here is what European expats in Southeast Asia must understand before the communique lands.]]></description><pubDate>2026-05-13T00:00:00.000Z</pubDate><category>FX</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/931751c0-6df7-4a0d-bfe5-66e84b810b4b.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/931751c0-6df7-4a0d-bfe5-66e84b810b4b.png" type="image/png"/></item><item><title>Oil Above $107 and No Fed Cuts Until 2027: How Expats Should Position Their Portfolios Now</title><link>https://bratucapital.com/post/oil-above-100-expat-portfolio-inflation-strategy-2026</link><guid>https://bratucapital.com/post/oil-above-100-expat-portfolio-inflation-strategy-2026</guid><description><![CDATA[Brent crude at $107.77 and the Fed frozen until H2 2027 creates a structural inflation environment. Here is how European expats in Southeast Asia should reposition their portfolios.]]></description><pubDate>2026-05-13T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/99158ec5-7f35-4fb6-8c29-387cec37e7fb.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/99158ec5-7f35-4fb6-8c29-387cec37e7fb.png" type="image/png"/></item><item><title>Europe's Jet Fuel Clock Just Ran Out: What Expats Must Know</title><link>https://bratucapital.com/post/europe-jet-fuel-crisis-june-cliff-expat-travel-2026</link><guid>https://bratucapital.com/post/europe-jet-fuel-crisis-june-cliff-expat-travel-2026</guid><description><![CDATA[IEA warned Europe had six weeks of jet fuel left from mid-April. That threshold has arrived. Here's what expat travel and portfolios face now.]]></description><pubDate>2026-05-13T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/4705e67d-2f59-4ee1-8682-d0518402e7b4.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/4705e67d-2f59-4ee1-8682-d0518402e7b4.png" type="image/png"/></item><item><title>Silver's 7% Surge: What the Gold-Silver Divergence Means for Expat Investors in 2026</title><link>https://bratucapital.com/post/silver-surge-gold-silver-ratio-expat-portfolio-2026</link><guid>https://bratucapital.com/post/silver-surge-gold-silver-ratio-expat-portfolio-2026</guid><description><![CDATA[Silver jumped nearly 7% in a single session while gold fell. Here is what that divergence signals for expat portfolio allocation in Southeast Asia.]]></description><pubDate>2026-05-12T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/61d13350-b084-4d61-9e7a-935485679b63.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/61d13350-b084-4d61-9e7a-935485679b63.png" type="image/png"/></item><item><title>Malaysia's 5.3% GDP Growth and Record Tourism: Why the Ringgit Is the Quiet Winner for Expats in Southeast Asia</title><link>https://bratucapital.com/post/malaysia-gdp-ringgit-expats-southeast-asia-2026</link><guid>https://bratucapital.com/post/malaysia-gdp-ringgit-expats-southeast-asia-2026</guid><description><![CDATA[Malaysia posted 5.3% Q1 GDP growth and a record 10 million tourist arrivals. Here is what the ringgit strength and economic momentum mean for European expats based in Kuala Lumpur.]]></description><pubDate>2026-05-12T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/ede5455a-b97f-43f2-a100-18ce934ec8d2.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/ede5455a-b97f-43f2-a100-18ce934ec8d2.png" type="image/png"/></item><item><title>Powell Exits May 15: What the Fed Chair Transition Means for Expat Currency and Portfolio Strategy</title><link>https://bratucapital.com/post/powell-exit-fed-transition-expat-currency-strategy-2026</link><guid>https://bratucapital.com/post/powell-exit-fed-transition-expat-currency-strategy-2026</guid><description><![CDATA[Powell's term expires May 15 during a historic oil shock and Trump-Xi summit. Here is what the Federal Reserve chair transition means for expat currency exposure, GBP pensions, and MYR/SGD positioning.]]></description><pubDate>2026-05-12T00:00:00.000Z</pubDate><category>FX</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/a1a7f340-d281-4143-b07e-d18955b9be86.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/a1a7f340-d281-4143-b07e-d18955b9be86.png" type="image/png"/></item><item><title>US-China Geneva Deal: How the 90-Day Tariff Reset Changes the Risk Map for Expats in Southeast Asia Before May 14</title><link>https://bratucapital.com/post/us-china-geneva-deal-tariff-reset-sea-expats-may-2026</link><guid>https://bratucapital.com/post/us-china-geneva-deal-tariff-reset-sea-expats-may-2026</guid><description><![CDATA[The US-China 90-day tariff framework cut combined rates to ~30%. With the Trump-Xi summit May 14-15, here's what SEA expats must do before Beijing.]]></description><pubDate>2026-05-11T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/></item><item><title>Iran Rejects the US Nuclear Deal: Why $100+ Oil Is Now the Structural Base Case for Expat Financial Planning</title><link>https://bratucapital.com/post/iran-nuclear-deal-rejection-100-oil-base-case-expats-2026</link><guid>https://bratucapital.com/post/iran-nuclear-deal-rejection-100-oil-base-case-expats-2026</guid><description><![CDATA[Iran's May 10 rejection of US peace terms ends the 'maybe they'll deal' narrative. Here's what structural $100+ oil means for European expats in Southeast Asia.]]></description><pubDate>2026-05-11T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/></item><item><title>Singapore's Wealth Fee Surge: What OCBC's 34% and DBS's 25% Jump Mean for European Expats Choosing Between KL and the City-State</title><link>https://bratucapital.com/post/singapore-wealth-management-fees-surge-expats-2026</link><guid>https://bratucapital.com/post/singapore-wealth-management-fees-surge-expats-2026</guid><description><![CDATA[OCBC wealth management fees jumped 34% to S$422M in Q1. DBS rose 25%. Here's what Singapore's wealth boom means for European expats choosing between KL and Singapore.]]></description><pubDate>2026-05-11T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/></item><item><title>Iran MOU Silence: Why MYR and SGD Are the Most Exposed Currencies If Oil Spikes Again</title><link>https://bratucapital.com/post/iran-mou-silence-myr-sgd-expat-currency-risk-2026</link><guid>https://bratucapital.com/post/iran-mou-silence-myr-sgd-expat-currency-risk-2026</guid><description><![CDATA[Iran's 48-hour peace MOU deadline passed without response on May 8. Brent sits at $101 with an $85-$110+ range. Here's why MYR and SGD carry the most concentrated downside risk.]]></description><pubDate>2026-05-10T00:00:00.000Z</pubDate><category>FX</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/61d13350-b084-4d61-9e7a-935485679b63.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/61d13350-b084-4d61-9e7a-935485679b63.png" type="image/png"/></item><item><title>US Tariff Court Ruling: What Dollar-Earning Expats Must Do Now</title><link>https://bratucapital.com/post/us-tariff-court-ruling-dollar-expat-portfolio-2026</link><guid>https://bratucapital.com/post/us-tariff-court-ruling-dollar-expat-portfolio-2026</guid><description><![CDATA[The US court struck down 10% global tariffs and mandatory refunds start this week. EU auto duties hit 25%. Here's what expats in Asia must know.]]></description><pubDate>2026-05-10T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/ede5455a-b97f-43f2-a100-18ce934ec8d2.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/ede5455a-b97f-43f2-a100-18ce934ec8d2.png" type="image/png"/></item><item><title>The Malacca Strait Is Becoming as Risky as Hormuz: What Expats in Malaysia and Singapore Must Know</title><link>https://bratucapital.com/post/malacca-strait-piracy-2026-expat-costs-malaysia-singapore</link><guid>https://bratucapital.com/post/malacca-strait-piracy-2026-expat-costs-malaysia-singapore</guid><description><![CDATA[16 piracy incidents in the Singapore and Malacca Straits in 2026 YTD. Marine insurers are repricing. Hormuz rerouting has increased both volume and risk in this corridor. Here is what it means for expat costs in KL and Singapore.]]></description><pubDate>2026-05-10T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/a1a7f340-d281-4143-b07e-d18955b9be86.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/a1a7f340-d281-4143-b07e-d18955b9be86.png" type="image/png"/></item><item><title>French Expat Pension Options in Southeast Asia: 2026 Guide</title><link>https://bratucapital.com/post/french-expat-pension-options-southeast-asia-2026</link><guid>https://bratucapital.com/post/french-expat-pension-options-southeast-asia-2026</guid><description><![CDATA[CNAV, AGIRC-ARRCO, PER, and DTA rules for French expats in Malaysia, Singapore, and Thailand. How to draw French pensions from abroad and what the 2023 pension reform changed.]]></description><pubDate>2026-05-09T00:00:00.000Z</pubDate><category>Pension</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/0ec20e05-b44f-49c8-aece-c3a63d015762.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/0ec20e05-b44f-49c8-aece-c3a63d015762.png" type="image/png"/></item><item><title>BoE June 2026: British Expat Pension Action Before the Rate Decision</title><link>https://bratucapital.com/post/boe-june-2026-british-expat-pension-drawdown-rate-decision</link><guid>https://bratucapital.com/post/boe-june-2026-british-expat-pension-drawdown-rate-decision</guid><description><![CDATA[UK CPI hit 3.3% and the BoE's June 18 decision is live. British expats with GBP pension drawdown plans need to review real-return assumptions now.]]></description><pubDate>2026-05-09T00:00:00.000Z</pubDate><category>Pension</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/bde89baf-0aea-47d2-967b-a43a3c8a8721.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/bde89baf-0aea-47d2-967b-a43a3c8a8721.png" type="image/png"/></item><item><title>Dollar at 98: The 6-Day Currency Window Before Warsh Speaks</title><link>https://bratucapital.com/post/dxy-98-warsh-confirmation-may-15-expat-currency-window-2026</link><guid>https://bratucapital.com/post/dxy-98-warsh-confirmation-may-15-expat-currency-window-2026</guid><description><![CDATA[DXY hit 98.16 while the Fed holds. Warsh's May 15 hearing could reverse dollar weakness. How European and Asian expats should position now.]]></description><pubDate>2026-05-09T00:00:00.000Z</pubDate><category>FX</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/f1ddfef0-6689-4d31-8c84-bf5f08c719a7.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/f1ddfef0-6689-4d31-8c84-bf5f08c719a7.png" type="image/png"/></item><item><title>German Expat Investment in Malaysia: Tax Treaties and Fund Selection 2026</title><link>https://bratucapital.com/post/german-expat-investment-malaysia-tax-treaties-2026</link><guid>https://bratucapital.com/post/german-expat-investment-malaysia-tax-treaties-2026</guid><description><![CDATA[Abgeltungsteuer, Investmentsteuergesetz, Riester vs Rürup, and the Germany-Malaysia DTA. How German executives in KL should structure their investments and pension planning.]]></description><pubDate>2026-05-09T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/a6a0d8c5-d9e2-402e-a433-6464706eb9e4.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/a6a0d8c5-d9e2-402e-a433-6464706eb9e4.png" type="image/png"/></item><item><title>UCITS vs US ETFs: The Tax Case for European Expats in Southeast Asia</title><link>https://bratucapital.com/post/ucits-vs-us-etfs-tax-case-european-expats-southeast-asia</link><guid>https://bratucapital.com/post/ucits-vs-us-etfs-tax-case-european-expats-southeast-asia</guid><description><![CDATA[Why Irish-domiciled accumulating UCITS ETFs are structurally superior to US ETFs for European expats in Southeast Asia. US estate tax, withholding tax, and accumulating share class advantages explained.]]></description><pubDate>2026-05-09T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/26fba331-42f3-4a89-9abb-52c74f7f3ad3.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/26fba331-42f3-4a89-9abb-52c74f7f3ad3.png" type="image/png"/></item><item><title>Dutch 30% Ruling Exit: Financial Planning When You Move to Southeast Asia</title><link>https://bratucapital.com/post/dutch-30-percent-ruling-exit-financial-planning-southeast-asia</link><guid>https://bratucapital.com/post/dutch-30-percent-ruling-exit-financial-planning-southeast-asia</guid><description><![CDATA[What happens to the 30% ruling, AOW pension, box 3 wealth tax, and conserverende aanslag when Dutch professionals relocate to Malaysia, Singapore, or Thailand.]]></description><pubDate>2026-05-09T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/e5e1668e-e692-436a-b784-9ac8e0f9a81d.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/e5e1668e-e692-436a-b784-9ac8e0f9a81d.png" type="image/png"/></item><item><title>EPF for European Expats in Malaysia: Contributions, Returns, and What Happens When You Leave</title><link>https://bratucapital.com/post/epf-contributions-european-expats-malaysia-2026</link><guid>https://bratucapital.com/post/epf-contributions-european-expats-malaysia-2026</guid><description><![CDATA[How the Employees Provident Fund works for non-citizens in Malaysia. Contribution rates, dividend history, Akaun Fleksibel, tax treatment, and full withdrawal on departure.]]></description><pubDate>2026-05-09T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/61778345-abee-438c-9ac2-598c70567afe.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/61778345-abee-438c-9ac2-598c70567afe.png" type="image/png"/></item><item><title>UK Pension Transfer from Singapore: Your Options in 2026</title><link>https://bratucapital.com/post/uk-pension-transfer-singapore-options-2026</link><guid>https://bratucapital.com/post/uk-pension-transfer-singapore-options-2026</guid><description><![CDATA[Singapore removed itself from the QROPS list in 2017. British expats in Singapore use SIPPs, the Singapore-UK DTA pension article, and NT coding to manage UK pension drawdown tax-efficiently.]]></description><pubDate>2026-05-09T00:00:00.000Z</pubDate><category>Pension</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/325cbf01-5c59-4a08-8960-37a5621f6015.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/325cbf01-5c59-4a08-8960-37a5621f6015.png" type="image/png"/></item><item><title>Trump-Xi Summit in Doubt: The Trade Risk Expats in Asia Must Watch</title><link>https://bratucapital.com/post/trump-xi-summit-in-doubt-trade-risk-expat-asia-2026</link><guid>https://bratucapital.com/post/trump-xi-summit-in-doubt-trade-risk-expat-asia-2026</guid><description><![CDATA[The US-China Geneva deal is cracking and the summit has no confirmed date. For expats in Singapore and KL, this is the biggest underpriced risk in May 2026.]]></description><pubDate>2026-05-09T00:00:00.000Z</pubDate><category>Investment</category><content:encoded/><media:content>https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/406fda78-2289-47de-92aa-491066ff43d7.png</media:content><enclosure url="https://assets.cdn.filesafe.space/UL17cPfKOTbTdmVfpK2O/media/406fda78-2289-47de-92aa-491066ff43d7.png" type="image/png"/></item></channel></rss>